772-320-9658 [email protected]
Chapman Capital Advisors | Client Portal

Chapman Blog

Financial Articles & Resources

Form 1099s

Form 1099s

IRS Form 1099 is used to report various types of income received by individuals or businesses. Its purpose is to inform the IRS about income that may be subject to taxation. If you receive a Form 1099, you are required to report the income on your tax return. There...

read more
18 Year Old

18 Year Old

Congratulations! Your child just turned 18 and is a legal adult. While you're undoubtedly thinking about college, jobs, and life after high school for your child, you also need to consider some legal documents that are not necessarily intuitive when thinking of...

read more
Berkshire – Peak to Trough

Berkshire – Peak to Trough

  Do you own shares of Berkshire Hathaway? You probably do. And you might know that Warren Buffett (perhaps the most successful investor ever) is the CEO of Berkshire and manages it conservatively. Berkshire owns a broadly diversified collection of more than 100...

read more
Sacrificial Lamb

Sacrificial Lamb

  I took Latin in high school to satisfy my foreign language requirement, choosing it because I was interested in mythology taught in the class.  I found the stories fascinating.  One thing we learned about was haruspicy (huh-ruhs-puh-see). Haruspicy...

read more
Gilligan’s Island

Gilligan’s Island

We hope you had a happy Thanksgiving full of friends, family, and fun. The stock market is down so far in 2022, so many people are assessing their portfolios. A good way to do this is through the Gilligan's Island test, named after the 1960s TV show where a shipwreck...

read more

Bigger Is Not Always Better

  A prospective client called the other day, concerned about the lack of attention from her current Financial Advisor. I asked her a few questions and realized why this was happening. It made me think that her situation was no different than many of yours. Her...

read more

Inflation Reduction Act of 2022

  Jay and I have reviewed the Inflation Reduction Act. So, how might the Inflation Reduction Act affect you? Most likely, not much. There have been some scary headlines about thousands of new IRS agents being hired. I am not a fan of the IRS, but I am a fan of my...

read more
Relationships Matter

Relationships Matter

Relationships Matter I have been in the money management business for over 26 years now. I have cultivated many relationships with clients over that timeframe and learned a great deal from those relationships. Relationships are one of my favorite parts of my job....

read more
Why I am Bullish

Why I am Bullish

  Why I Am Bullish Lots of people are concerned about their finances right now. War in Ukraine, high prices at the gas pump, Washington's dysfunctionality, baby formula shortages, inflation, higher interest rates, and the S&P 500's fourth-worst start to a...

read more

Sacrificial Lamb

  I took Latin in high school to satisfy my foreign language requirement, choosing it because I was interested in mythology taught in the class.  I found the stories fascinating.  One thing we learned about was haruspicy (huh-ruhs-puh-see). Haruspicy...

Gilligan’s Island

We hope you had a happy Thanksgiving full of friends, family, and fun. The stock market is down so far in 2022, so many people are assessing their portfolios. A good way to do this is through the Gilligan's Island test, named after the 1960s TV show where a shipwreck...

Bigger Is Not Always Better

  A prospective client called the other day, concerned about the lack of attention from her current Financial Advisor. I asked her a few questions and realized why this was happening. It made me think that her situation was no different than many of yours. Her...

Inflation Reduction Act of 2022

  Jay and I have reviewed the Inflation Reduction Act. So, how might the Inflation Reduction Act affect you? Most likely, not much. There have been some scary headlines about thousands of new IRS agents being hired. I am not a fan of the IRS, but I am a fan of my...

Getting Comfortable with Market Discomfort

My family and I just returned from an incredible experience in Greece and Turkey.  It was the first real international experience for my kids (Finn - 14 years old and Ella - 7 years old).  Greece felt comfortable.  Everyone spoke at least some English, the street...

Relationships Matter

Relationships Matter I have been in the money management business for over 26 years now. I have cultivated many relationships with clients over that timeframe and learned a great deal from those relationships. Relationships are one of my favorite parts of my job....

Why I am Bullish

  Why I Am Bullish Lots of people are concerned about their finances right now. War in Ukraine, high prices at the gas pump, Washington's dysfunctionality, baby formula shortages, inflation, higher interest rates, and the S&P 500's fourth-worst start to a...

Can You Handle Volatility?

Can you Handle Volatility? The market has been volatile this year.  This is normal.  When the market behaves this way, market commentators like to come up with excuses for the volatility.  There are plenty of newsworthy events taking place.  Russia and Ukraine are at...

Be Fearful When Others are Greedy

  "Be fearful when others are greedy and greedy when others are fearful" -Warren Buffett Warren Buffett is my investment hero.  I have studied his career, read scores of books on his investing process, and attended 18 of his annual shareholder meetings. But, I...

Even High Earners Can Have a Roth: Backdoor Roth Contributions

  The Roth IRA is an incredible wealth-building tool, as you enjoy tax-free growth and tax-free distributions. You can think of Roth assets as tax rate insurance. If tax rates are higher in the future (we think they are likely to be higher), you are protected....

The Market Can Be Bipolar

I was putting my 3-year-old to bed last night, and of course he did not want to go to sleep but it was his bedtime. 3-year-old children often do not know what they need and sometimes they cannot express what they want. Sometimes everything in life is great for them...

When Was The Last Time?

  When was the last time you worried about polio? COVID-19, the novel coronavirus, has swept a path of fear and destruction across our planet.  Our current situation is not as novel as it may seem.  America experienced something similar, though to a lesser...

Cash Is an Asset Class

There are times when having cash in your investment account makes more sense than being fully invested.  The amount of cash to have available at any given time varies when it comes to money management.  There are times when being fully invested...

Buyer Beware of Variable Annuities

Are you thinking of purchasing a Variable Annuity or do you already own one? I would encourage you to do some homework before purchasing one, and if you already own one please have it reviewed and make sure you understand all the moving parts. Why? Annuities have...

How is your Advisor Compensated?

Do you know how your Financial Advisor is compensated?  When I started in this business 20 years ago, the only way I made money was if one of my clients placed a trade.  I was young and at the time thought that was a normal way of doing...

Don’t Get Sold a Product

Can you tell the difference between someone who is trying to sell you something and someone who is trying to provide a service? Financial Advisors are there to provide a service. They should not be selling you on the next best product. This is my opinion obviously and...

Equifax Cyber Security Incident

On September 7, Equifax – one of the largest American credit agencies – announced a data breach by cyber criminals that may affect you.  The criminals gained access to millions of Americans’ personal...

How much should I be drawing off my investments during Retirement?

You have finally made it to retirement.  You saved your money and now it’s time to take withdrawals to provide an income stream to you during your retirement years.  The question is “how much can I take...

The Truth about your Indexed Annuity Bonus

Do you know the saying “If it sounds too good to be true it usually isn’t�  Upfront bonuses on annuity purchases have been around for a while now, and they probably are not going away anytime...

Volatile Markets create Opportunities

If you read my last article, you would already know that I thought market volatility would increase in October.  Well, it’s happening and now is not the time to panic.  Now is the time to take advantage of opportunities that...

Is this the beginning of a Bear Market?

After the first few days of trading to start 2016, I am sure this question is on the minds of many investors.  The start of 2016 has been less than stellar for the stock market and I am sure it has caused some nervousness in the investment...

Volatile Markets create Opportunities

If you read my last article, you would already know that I thought market volatility would increase in October.  Well, it’s happening and now is not the time to panic.  Now is the time to take advantage of opportunities that...

The Truth about your Indexed Annuity Bonus

Do you know the saying “If it sounds too good to be true it usually isn’t�  Upfront bonuses on annuity purchases have been around for a while now, and they probably are not going away anytime...

How much should I be drawing off my investments during Retirement?

You have finally made it to retirement.  You saved your money and now it’s time to take withdrawals to provide an income stream to you during your retirement years.  The question is “how much can I take...

Equifax Cyber Security Incident

On September 7, Equifax – one of the largest American credit agencies – announced a data breach by cyber criminals that may affect you.  The criminals gained access to millions of Americans’ personal...

Don’t Get Sold a Product

Can you tell the difference between someone who is trying to sell you something and someone who is trying to provide a service? Financial Advisors are there to provide a service. They should not be selling you on the next best product. This is my opinion obviously and...

How is your Advisor Compensated?

Do you know how your Financial Advisor is compensated?  When I started in this business 20 years ago, the only way I made money was if one of my clients placed a trade.  I was young and at the time thought that was a normal way of doing...

Buyer Beware of Variable Annuities

Are you thinking of purchasing a Variable Annuity or do you already own one? I would encourage you to do some homework before purchasing one, and if you already own one please have it reviewed and make sure you understand all the moving parts. Why? Annuities have...

Cash Is an Asset Class

There are times when having cash in your investment account makes more sense than being fully invested.  The amount of cash to have available at any given time varies when it comes to money management.  There are times when being fully invested...

When Was The Last Time?

  When was the last time you worried about polio? COVID-19, the novel coronavirus, has swept a path of fear and destruction across our planet.  Our current situation is not as novel as it may seem.  America experienced something similar, though to a lesser...

The Market Can Be Bipolar

I was putting my 3-year-old to bed last night, and of course he did not want to go to sleep but it was his bedtime. 3-year-old children often do not know what they need and sometimes they cannot express what they want. Sometimes everything in life is great for them...

Even High Earners Can Have a Roth: Backdoor Roth Contributions

  The Roth IRA is an incredible wealth-building tool, as you enjoy tax-free growth and tax-free distributions. You can think of Roth assets as tax rate insurance. If tax rates are higher in the future (we think they are likely to be higher), you are protected....

Be Fearful When Others are Greedy

  "Be fearful when others are greedy and greedy when others are fearful" -Warren Buffett Warren Buffett is my investment hero.  I have studied his career, read scores of books on his investing process, and attended 18 of his annual shareholder meetings. But, I...

Can You Handle Volatility?

Can you Handle Volatility? The market has been volatile this year.  This is normal.  When the market behaves this way, market commentators like to come up with excuses for the volatility.  There are plenty of newsworthy events taking place.  Russia and Ukraine are at...

Why I am Bullish

  Why I Am Bullish Lots of people are concerned about their finances right now. War in Ukraine, high prices at the gas pump, Washington's dysfunctionality, baby formula shortages, inflation, higher interest rates, and the S&P 500's fourth-worst start to a...

Relationships Matter

Relationships Matter I have been in the money management business for over 26 years now. I have cultivated many relationships with clients over that timeframe and learned a great deal from those relationships. Relationships are one of my favorite parts of my job....

Getting Comfortable with Market Discomfort

My family and I just returned from an incredible experience in Greece and Turkey.  It was the first real international experience for my kids (Finn - 14 years old and Ella - 7 years old).  Greece felt comfortable.  Everyone spoke at least some English, the street...

Inflation Reduction Act of 2022

  Jay and I have reviewed the Inflation Reduction Act. So, how might the Inflation Reduction Act affect you? Most likely, not much. There have been some scary headlines about thousands of new IRS agents being hired. I am not a fan of the IRS, but I am a fan of my...

Bigger Is Not Always Better

  A prospective client called the other day, concerned about the lack of attention from her current Financial Advisor. I asked her a few questions and realized why this was happening. It made me think that her situation was no different than many of yours. Her...

Gilligan’s Island

We hope you had a happy Thanksgiving full of friends, family, and fun. The stock market is down so far in 2022, so many people are assessing their portfolios. A good way to do this is through the Gilligan's Island test, named after the 1960s TV show where a shipwreck...

Contact Chapman Capital Advisors