by Jay Chapman | Sep 14, 2021 | The Ship's Wheel
The Roth IRA is an incredible wealth-building tool, as you enjoy tax-free growth and tax-free distributions. You can think of Roth assets as tax rate insurance. If tax rates are higher in the future (we think they are likely to be higher), you are protected. But, of...
by Jay Chapman | Aug 3, 2020 | The Ship's Wheel
I was putting my 3-year-old to bed last night, and of course he did not want to go to sleep but it was his bedtime. 3-year-old children often do not know what they need and sometimes they cannot express what they want. Sometimes everything in life is great for them...
by Jay Chapman | Apr 16, 2020 | The Ship's Wheel
When was the last time you worried about polio? COVID-19, the novel coronavirus, has swept a path of fear and destruction across our planet. Our current situation is not as novel as it may seem. America experienced something similar, though to a lesser extent, with...
by Jay Chapman | Nov 8, 2017 | The Ship's Wheel
There are times when having cash in your investment account makes more sense than being fully invested. The amount of cash to have available at any given time varies when it comes to money management. There are times when being fully invested is appropriate and...
by Jay Chapman | Oct 23, 2017 | The Ship's Wheel
Are you thinking of purchasing a Variable Annuity or do you already own one? I would encourage you to do some homework before purchasing one, and if you already own one please have it reviewed and make sure you understand all the moving parts. Why? Annuities have...
by Jay Chapman | Oct 22, 2017 | The Ship's Wheel
Do you know how your Financial Advisor is compensated? When I started in this business 20 years ago, the only way I made money was if one of my clients placed a trade. I was young and at the time thought that was a normal way of doing business. This is one of those...
